The Pension Store
20 Harcourt Street, Dublin, D02 H364
The Art of Self Reliance
Generating the income you need today is enough of a challenge never mind what you need for retirement.
But at least there’s help available to make it a bit easier, and while we can’t help you earn more money, we can certainly help you make the most of what you do.
As a self starter you should take full advantage of your annual tax incentives because if you’re not building a business you can sell then you should look to build an asset you can use.
A consistent plan for an evolving career.
It’s likely that your career path will change course a few times before you retire.
And while that’s great for experience, the disruption isn’t so great for your retirement plans if they’re constantly being derailed as result.
It’s important to keep in mind that your lifestyle in retirement will come down to how well you manage your income and the value of the assets you collect throughout your career.
Retirement planning is an individual pursuit so, even though you may be working for others, you should always be working to your own retirement plan.
Planning your exit.
Leaving your business empty-handed is something to be avoided.
In fact, your goal should be ensuring that your retirement is secured well in advance so that you’re left with plenty of options.
Selling the company is an option if the opportunity presents itself and you get the price you need.
However, relying on this is risky since many things need to go right for a business to get sold.
So, why not reward the risks you’ve taken?
Growing a business is tough, especially given the countless sacrifices you’ve to made to secure its future over the years.
As such, you’re entitled to benefit from the same security it can provide for your future.
Stability when you need it most
If the prospect of investing in retirement makes you uncomfortable then there’s always the peace of mind that comes with an annuity.
An annuity is a lifelong contract where you give an insurance company your pension fund and they pay it back to you as a guaranteed income for life, no matter how long you live.
This means that you’ll always have an income to enjoy your retirement so you don’t ever have to worry about running out of money.
Getting the balance right
Managing your own money in retirement is a big responsibility so you need to get it right from the start.
As you’ll be taking active withdrawals from your fund there will be an ongoing need to balance the growth needed to generate it and the long term preservation of your capital.
The investment options for ARF’s are almost endless so it’s important to take the time to design it properly so you can make the most of what you have.
The choices you have range all the way from traditional insurance company funds all the way up to self administered plans so you can choose a level of risk that suits your long term objectives.
We are the first and only All-Star Accredited Firm for Pensions and Retirement Planning in Ireland.
Most people won’t have the lifestyle they want in retirement because they don’t have a plan in place to achieve it.
If you want a comfortable retirement then you need a clear financial goal to work towards.
We’ve made this simple to do with our intuitive online calculator which can help you find one in 30 seconds whether you’re an employee, sole trader or business owner.
I’ve been working as a pensions specialist in Financial Services since 2005 when I started with Irish Life.
Throughout that time I have helped thousands of people start, manage and claim their pension funds through good times and bad.
As a broker, my mission was to make pensions simple and to make it easier for anyone to plan their financial future.
As a result of our market innovation and customer testimonials, we were inducted to the Fintech Ireland Map and were awarded the 2019 All Ireland Business All-Star Accreditation for Pensions and Retirement Planning.
I can help you build a brighter tomorrow so just send a mail to email@example.com or give me a call on 01 442 3929 to talk about your situation.
The Art of Self Reliance Generating the income you need today is enough of a challenge never mind what…
A consistent plan for an evolving career. It’s likely that your career path will change course a few…
Planning your exit. Leaving your business empty-handed is something to be avoided. In fact, your goal…
Stability when you need it most If the prospect of investing in retirement makes you uncomfortable then…
Getting the balance right Managing your own money in retirement is a big responsibility so you need…