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ferga.com

Ferguson & Associates is a pension, life assurance and mortgage brokerage firm, established in 1998. Although based in Ratoath, Co. Meath, our clients are from all parts of Ireland and beyond. The principal, Liam D. Ferguson, has been working in the financial services industry in Ireland since 1989.

 

The firm is regulated by the Financial Regulator as a Multi-Agency Intermediary. We have agency agreements with AXA Financial, Aviva Life & Pensions, Caledonian Life, Canada Life, Dentists and General, Dentists Provident, Friends First, Irish Life, New Ireland, Standard Life & Zurich Life. We also have an agency with Phoenix Ireland (formerly trading as Scottish Provident) but this company no longer accepts new business.  We do not provide advice or services in relation to financial products from companies other than the above.

The firm is also authorised as a Mortgage Intermediary by the Financial Regulator. We hold appointments with AIB Bank, ICS Building Society & KBC Mortgage Bank.  We also hold appointments with Howth Financial Services Ltd., Foskin Mortgage & Finan

Income Protection

Most people insure their home and their car but far fewer choose to insure their most valuable asset - their income. If you are unable to earn an income due to illness or disability, all your other financial plans may well collapse. If you are a PAYE employee, you may qualify for the State Disability Pension, but this is less that €200 per week. If you are self-employed you don't even qualify for the State Disability Pension.




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